3138 N Highland Ave Sioux Falls SD 57104

NEW CONSTRUCTION WITH A MASSIVE BACKYARD! This 1200 sq. ft. home features a great open floor plan with neutral colors. This is a highly efficient 2x6 stick-built home with an attached double garage. There are three bedrooms on the main level. There are two bathrooms, including an en suite bathroom attached to the master bedroom. Enjoy the main floor laundry, including a new washer and dryer. The eat-in kitchen has stainless steel appliances and a dishwasher. Need more space and want to build equity? The basement is ready to be finished with room for a family room, two more bedrooms, and a bathroom. Income limits: • 103,400 Net worth limits: Age 61 or younger: less than $125,000 total net worth or $105,000 in liquid assets Age 62 or older: less than $250,000 total net worth or $140,000 in liquid assets Buyer must occupy the home as their primary residence. Financing Details: This incredible price includes a $15,000 forgivable loan from SDHDA: Purchase price: $280,000 First mortgage: $265,000 Soft second mortgage assumed at closing: $15,000, forgiven at $3,000 per year over five years. To check eligibility, contact rhea@secog.org. A rare opportunity to own brand-new construction with a large yard and an affordable path to homeownership—don’t miss out! Additional Notes: Interior photos are virtually staged and taken from a similar property; finishes will be comparable but not identical.